Blog: Expat life in Spain | Amory Dumoulin
Job-hunting in Spain on Nordic unemployment benefits (U2)
The U2 form from your a-kassa or NAV, 7 days to register at the SOC, the DARDE and its sellado: exporting benefits for 3 months, traps included.
Unemployment for autónomos: Spain's cese de actividad
70% of your base for 4-24 months: conditions (12 months, >10% losses), claiming from your mutua, SOC registration and the 'stored dole' nobody uses.
Unemployment benefit in Spain: how to earn and claim it
360 contributed days in 6 years, 70% then 60%, a 15-working-day claim window, Nordic years totalised via U1: the complete guide to the paro.
Registering with Spanish social security: the expat guide
NUSS via Import@ss, employee or RETA registration, the pensioner's S1 form and what happens to your Nordic coverage: the 4 entry doors mapped.
Spanish mortgages for non-residents: the Nordic guide
60-70% LTV, your Nordic income file, the FEIN and its 10-day rule, bank-paid costs (Ley 5/2019) — and the SEK/NOK currency risk explained.
Buying property in Spain: the Nordic buyer's guide
NIE, arras contract, notary, 10-13% transfer tax: the 5 steps, real costs (12-15%) and the checks nobody runs for you on the costas.
Getting your NIE in Spain: the Nordic citizen's guide
NIE for Swedes, Danes, Norwegians and Finns: EX-15 vs EX-18, the EEA nuance, fees, documents and how to beat the cita previa bottleneck.
Empadronamiento: Spain's town-hall register explained
Spain's municipal register for Nordic expats: documents, volante vs certificado, and why winter residents should weigh the 183-day rule first.
Remote work from Spain with a Nordic employer: the guide
No digital nomad visa needed for EU/EEA citizens — but A1 social security, the 183-day rule, the Beckham option and employer risks must be planned.
Spanish tax residency: the 183-day rule explained
The 3 real criteria, how Spain counts days — and why Nordic exit rules (essential ties, 3-year rules) won't release you automatically.
Life insurance in Spain: what you lose leaving Belgium
What a Belgian branch 21 contract really gives you, what disappears in Spain, and which local savings wrappers come closest once you relocate.
Belgian pension and Spanish residence: how it really works
A practical guide to tax residence, treaty logic, healthcare access and the main traps for Belgian retirees moving to Spain.
Modelo 210: tax Spain charges non-resident property owners
Complete guide to Modelo 210 for non-resident property owners in Spain. Learn how to calculate your tax, deadlines, and avoid common traps.
Spanish pension plans for autónomos: traps expats miss
A practical look at pension plans for self-employed residents in Spain, including deduction limits, exit taxation and why the product is often oversold.
Short-term rentals Tarragona: what Hacienda monitors
A practical guide to tourist licences, guest registration, rental income tax and the control points that matter if you rent out a property on the...
PIAS, PPI, PPA & unit-linked in Spain: a practical guide
What these Spanish savings wrappers are really for, how they are taxed and which profile they may suit when you compare them with Belgian or French habits.
Spain model 720 & 721: the reporting trap for expats
An overview of Spain's foreign asset and crypto reporting duties for tax residents, with the difference between model 720 and 721 explained clearly.
Does your Belgian mutual insurance still cover you in Spain?
What actually changes for Belgian residents who move to Spain, what their mutual insurance still covers and where private Spanish cover becomes necessary.
SIP Card Spain: How to Get Your Health Card (2026)
Step-by-step guide to getting your SIP health card in Spain as an expat. Requirements, application process, and coverage explained.
Belgian driving licence in Spain: myth vs legal reality
A practical guide to what actually changes when you move to Spain with a Belgian licence, including the common myths and the deadlines that really matter.
Model 720 Spain: foreign assets reporting duties for expats
What Spanish tax residents must still declare under model 720, what changed after the EU court decision and where reporting risk remains very real.
Modelo 721 Spain: Crypto Declaration Guide for Expats
Filing Modelo 721 in Spain? Complete guide for expats declaring crypto assets abroad. Deadlines, penalties, and step-by-step instructions for 2026.
Beckham Law Spain 2026: Complete Guide for Expats
Everything expats need to know about Spain's Beckham Law. Who qualifies, tax benefits, application process, and deadlines for 2026.
FNMT certificate in Spain: practical guide after the NIE
FNMT certificate Spain guide: step-by-step to request, verify and download your Spanish digital certificate after getting your NIE.
Belgian life insurance when you become tax resident in Spain
What changes for Belgian life insurance once you move to Spain, including tax exposure, reporting duties and when keeping the contract still makes sense.
Savings account Spain for expats: what actually works
Savings account Spain for expats: compare cuentas remuneradas, fixed deposits, taxes and deposit protection before parking cash in Spain.
EHIC vs Private Insurance in Spain: Which Do You Need?
Moving to Spain? Compare EHIC coverage vs private health insurance. What's mandatory, what's optional, and which saves you money.
Home insurance Spain: why cheap could cost you a sale
Replacement value vs market value in Spanish home insurance: impact on claims, risks during property transactions, and how to choose the right cover...
Carpeta Ciudadana: managing official notices in Spain
How to avoid missing legally binding notices from Hacienda, Social Security or traffic authorities and set up access from day one.
Cl@ve, FNMT and DNIe: digital identity guide for Spain
How to set up FNMT, Cl@ve and the essential digital tools needed to handle tax, healthcare and official admin in Spain.
Freelancer in Spain: autonomo, tax and gestor basics
What changes when you go freelance in Spain: autonomo status, quarterly tax, Tarifa Plana and why a good gestor matters from day one.
Nordic-Spain tax treaties: who taxes what?
Pensions, rent, dividends mapped for Swedes, Norwegians, Finns — and the Danish exception: no treaty with Spain since 2009. The full guide.