Blog: Expat life in Spain | Amory Dumoulin
Life insurance in Spain: what you lose when leaving Belgium and how to replace part of it
What a Belgian branch 21 contract really gives you, what disappears in Spain, and which local savings wrappers come closest once you relocate.
Modelo 210: The Tax Spain Charges Non-Resident Property Owners
Complete guide to Modelo 210 for non-resident property owners in Spain. Learn how to calculate your tax, deadlines, and avoid common traps.
Spanish pension plans for autónomos: the traps many expats miss
A practical look at pension plans for self-employed residents in Spain, including deduction limits, exit taxation and why the product is often oversold.
Belgian pension and Spanish residence: how it really works
A practical guide to tax residence, treaty logic, healthcare access and the main traps for Belgian retirees moving to Spain.
Short-term rentals in Tarragona: what Hacienda actually monitors
A practical guide to tourist licences, guest registration, rental income tax and the control points that matter if you rent out a property on the...
PIAS, PPI, PPA and unit-linked products in Spain: a practical guide for expats
What these Spanish savings wrappers are really for, how they are taxed and which profile they may suit when you compare them with Belgian or French habits.
Does your Belgian mutual insurance still cover you in Spain?
What actually changes for Belgian residents who move to Spain, what their mutual insurance still covers and where private Spanish cover becomes necessary.
The SIP health card in Spain: how to get it and what it really gives you
A practical guide to the Spanish public health card for newcomers, including who can access it, what it covers and what still needs private backup.
Belgian driving licence in Spain: the myth of six months and the real legal deadlines
A practical guide to what actually changes when you move to Spain with a Belgian licence, including the common myths and the deadlines that really matter.
Model 720 in Spain: foreign assets, reporting duties and what still scares expats
What Spanish tax residents must still declare under model 720, what changed after the EU court decision and where reporting risk remains very real.
Model 721 in Spain: crypto reporting rules for residents with assets abroad
A practical guide to Spain's crypto reporting duty for tax residents who hold assets on foreign platforms, including scope, timing and common...
The Beckham Law in Spain: when it saves money and when it does not
A practical guide to the Spanish impatriate regime, including who can use it, where people misread the rules and when the tax saving is actually...
Belgian life insurance when you become tax resident in Spain
What changes for Belgian life insurance once you move to Spain, including tax exposure, reporting duties and when keeping the contract still makes sense.
Savings account in Spain for expats: what actually works in 2026
Savings account Spain for expats: compare cuentas remuneradas, fixed deposits, taxes and deposit protection before parking cash in Spain.
EHIC vs private health insurance for expats in Spain
A clear comparison of EHIC and private cover in Spain, focused on exclusions, real use cases and the limits expats need to understand.
FNMT certificate in Spain: practical guide after the NIE
FNMT certificate Spain guide: step-by-step to request, verify and download your Spanish digital certificate after getting your NIE.
Home insurance in Spain: why the cheapest policy could cost you a sale
Replacement value vs market value in Spanish home insurance: impact on claims, risks during property transactions, and how to choose the right cover...
Carpeta Ciudadana: managing official notices in Spain
How to avoid missing legally binding notices from Hacienda, Social Security or traffic authorities and set up access from day one.
Freelancer in Spain: autonomo, tax and gestor basics
What changes when you go freelance in Spain: autonomo status, quarterly tax, Tarifa Plana and why a good gestor matters from day one.
Cl@ve, FNMT and DNIe: digital identity guide for Spain
How to set up FNMT, Cl@ve and the essential digital tools needed to handle tax, healthcare and official admin in Spain.